How to Finance a Premium Tower Apartment: Lessons from the Cube

Smart tips for buying high-end property in Batumi — even if you’re not paying all cash


If you’ve been dreaming about owning a premium apartment in Batumi, The Cube Tower is one of the most exciting places to start. With its 42 stories, modern design, and top-notch amenities, it’s more than just a home — it’s a smart investment.

But here’s the big question:
How do you actually finance a property like this?

Don’t worry — at Agi-commercial.com, we’re here to make that process simple, even if it’s your first time buying property in Georgia.


💸 Option 1: Paying in Full (If You Can)

Some buyers choose to pay the full amount upfront. If you’re in that position, great! You can often negotiate a better price or faster closing when paying in cash.

But we know not everyone wants to tie up that much money all at once — especially if you’re still growing your business.


💳 Option 2: Installment Plans (Easy and Popular)

One of the great things about buying an apartment in the Cube Tower is that it offers installment payment options.

Here’s how it usually works:

  • Initial down payment: Often between 20–30% of the total price

  • Monthly payments: Spread over 12 to 36 months, depending on the deal

  • No need for local credit history: Foreign buyers are welcome

  • 0% interest with some developers during construction phase

This lets you secure a high-end unit without needing full capital upfront — and you still benefit from rising property values while you pay.

At Agi-commercial.com, we’ll help you understand which payment plans are available, what the terms look like, and how they fit your budget.


🏦 Option 3: Mortgage Financing (Through Local Banks)

If you prefer a traditional mortgage, that’s also an option — especially if you’re already doing business in Georgia or have a residency permit.

Some things to know:

  • Loan terms are typically between 5 to 15 years

  • Interest rates are usually higher than in the U.S. (often between 8%–11%)

  • You may need a local bank account and proof of income

  • Some banks require property insurance and collateral

We’ll connect you with trusted lenders and help you understand all your financing options.


🔑 Agi-Commercial Makes It Easy

We’re not just here to sell you property. At Agi-commercial.com, we’re here to guide you through the whole process — step by step.

Here’s what we do:

  • Help you choose the right apartment in Cube Tower based on your needs

  • Walk you through installment or mortgage options

  • Connect you with local banks or developers

  • Explain every step in clear, simple language


Final Tips for Buyers

  • Always ask about hidden fees (like notary, registration, or taxes)

  • Check if the apartment comes fully finished or in “white frame” condition

  • Ask about rental income potential — Cube units are great for Airbnb or long-term rent

  • Book a free consultation with our team to run the numbers and avoid costly mistakes


Ready to invest in Batumi’s most talked-about tower?

Visit Agi-commercial.com today and let us help you finance your dream apartment in Cube Tower — the smart and simple way.

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John
John.1212

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